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When i turned 18, i was on top of the world.

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When i turned 18, i was on top of the world.

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You put down a refundable deposit — which becomes your spending limit — on a secured card and use it just like a credit card, repa. For some extra security to fall back on if times get tough or to help build y. As soon as you enter the wonderful world of being an adult, you're likely to start hearing a lot about your credit score. Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. However, without one you will be missing out as they offer protection when buying items online.

Some cards offer more than a year of 0% apr and have incentives for transferring balances from other cards.

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